Opsimath

[Stagefright]

Nothing justifies the acoustic collection like an extended power outage.

 

[West R Lee]

It's a long shot purchase, but the hurricane threat of extended outages and the hassle of dealing with a portable generator sold me. Hope I never need it!

We have had a couple short outages, and it did work flawlessly...except for the rebooting sat TV boxes, which I solved with UPS batteries on each box. Serious overkill!

I do hope she at least got her power back...it's been a month almost.

Oh gosh yes Effin. I'd sure have one if I lived there. In fact, probably 30% of my neighbors have them around me here, but they were all smart enough to go with gas when they built. We get serious storms each spring, and have had several outages.

West

 

[adorshki]

Nothing justifies the acoustic collection like an extended power outage.

 

[Boneman]

Glad to hear she’s fine, just saw a tornado hit the FL panhandle too, so be careful out that way! With the more powerful storms and higher frequency, I went and installed a Generac whole home battery backup after a big power outage in ‘18. Best thing we did, it’s been solid ever since, haven’t had to worry about losing power during storms and that is great peace of mind.

 

[Uke]

Say what?

Yes. Here in Florida the homeowners insurance premiums are astronomical now. Ours doubled last year from 3k to 6k. And, the insurance companies are quite "mobile" -- they collect a few outrageous premiums, then the first thing you know, they've dropped you and have left the state. This will get this post gigged by a mod, but I'm going to say it anyway: And the whole time, our gov doesn't seem to give a sht, and is off running for president. There, I've said it. To be fair, however, if I were an insurance company, I wouldn't want to insure anything is Florida, either.

 

[tonepoet]

Yes. Here in Florida the homeowners insurance premiums are astronomical now. Ours doubled last year from 3k to 6k. And, the insurance companies are quite "mobile" -- they collect a few outrageous premiums, then the first thing you know, they've dropped you and have left the state. This will get this post gigged by a mod, but I'm going to say it anyway: And the whole time, our gov doesn't seem to give a sht, and is off running for president. There, I've said it. To be fair, however, if I were an insurance company, I wouldn't want to insure anything is Florida, either.

Here in California, State Farm announced last year that it will no longer issue home insurance policies, period. Between the fires, floods and earthquakes, it will insure no homes in the state of California.

 

[FNG]

Yes. Here in Florida the homeowners insurance premiums are astronomical now. Ours doubled last year from 3k to 6k. And, the insurance companies are quite "mobile" -- they collect a few outrageous premiums, then the first thing you know, they've dropped you and have left the state. This will get this post gigged by a mod, but I'm going to say it anyway: And the whole time, our gov doesn't seem to give a sht, and is off running for president. There, I've said it. To be fair, however, if I were an insurance company, I wouldn't want to insure anything is Florida, either.

I live in Florida also. What exactly would you have the Governor do?

 

[Cougar]

I went and installed a Generac whole home battery backup after a big power outage in ‘18.

Battery backup? Huh, that's some kind of battery! Being basically off the grid (but with electrical power), and in the Kaniksu forest, we've got a Generac whole-house standby generator and just upgraded to (and buried) a 1,000 gallon propane tank for that and the boiler for the hydronic under-floor heating, which is working overtime these last couple days since the temps are -5 F for the high.

 

[Boneman]

Yes sir, high tech and helps to get off fossil fuels:

Generac Pwrcell Review: An Incredibly Modular Solar Battery

The Generac Pwrcell allows you to customize just how much battery capacity you need. And you'll have room for an upgrade, too.

www.cnet.com

also same here in my part of CA, Farmers stopped insuring homes in fire prone areas years ago. Insurance commish stepped in and offered those people a rider for fire insurance. Now I have to buy two policies. Other insurers are following Farmers’ “ lead”

 

[Uke]

Here in California, State Farm announced last year that it will no longer issue home insurance policies, period. Between the fires, floods and earthquakes, it will insure no homes in the state of California.

Yes, State Farm has done the same here in Florida.

 

[Uke]

I live in Florida also. What exactly would you have the Governor do?

(Seriously) recognize the issue, and then do what a Governor (along with a State Legislature in sympathy with his governance) needs to do for the welfare of the State's citizenry. He and the legislature are the experts here; they should figure it out.

 

[chazmo]

watch out please for political content. tnx!

 

[davismanLV]

Not weather related at all (I don't think) but our HOA fees just jumped up. Apparently the insurance company that's insured us for ages, just said, NOPE and they dropped us. Got multiple bids but the rate almost doubled. Sad because a lot of us are retired, so just another expense. Not like we were constantly filing claims or anything.

 

[FNG]

(Seriously) recognize the issue, and then do what a Governor (along with a State Legislature in sympathy with his governance) needs to do for the welfare of the State's citizenry. He and the legislature are the experts here; they should figure it out.

They passed insurance reform legislation in both 2022 and 2023. Check it out....

 

[WaltW]

My daughter lives in FL and owns her house. She told me that her home owner's insurance went up almost double last year. It was mainly because the state passed a law that went into effect in 2023 that stated that any roof damaged in a storm that was more than 10% damaged that the entire roof has to be replaced.

 

[davismanLV]

My daughter lives in FL and owns her house. She told me that her home owner's insurance went up almost double last year. It was mainly because the state passed a law that went into effect in 2023 that stated that any roof damaged in a storm that was more than 10% damaged that the entire roof has to be replaced.

Why would that be?? Good grief!!

 

[FNG]

Because people take their insurance payment, get a cheap patch not to code,, then blow the rest on big screen TVs and such. Then when the next storm hits and damages their roof they go back to the insurance wanting more money to fix a roof that never was fixed right from the last claim. Ask me how I know this!

Plus a whole new roof requires installation to current code.

 

[Midnight Toker]

Because people take their insurance payment, get a cheap patch not to code,, then blow the rest on big screen TVs and such. Then when the next storm hits and damages their roof they go back to the insurance wanting more money to fix a roof that never was fixed right from the last claim. Ask me how I know this!

Plus a whole new roof requires installation to current code.

I think they also want to encourage homeowners changing to the type of roofing that can handle high wind/rough weather the best by means of reduced premiums for screwed down metal panel roofing as opposed to asphalt shingles.