...then I sold the house, probably the smartest thing I ever did, erased all the debt and walked away with a tiny bit of money, the house had been losing equity at the rate of $10k a years for several years running.
This surprises me! Is that different location to location? My house has more than doubled in value over 30 years. Mortgage paid off, it is part of our retirement plan. Pure luck, of course, but I'll take it!
walrus